Dwelling Fire Insurance — More Than Just a Homeowners Policy

Possibly one of the prime sources of trauma for a homeowner is the destruction of their home by fire. Although it's difficult to start over, a dwelling fire insurance policy through Groninger Insurance can provide you with the means to begin your lives again. Immediate concerns following a fire are typically the practical aspects of living: a roof over one’s head, clothing, food, and necessities like prescription medications. Dwelling fire insurance provides for these personal necessities and offers help for you and your family during the transition period between the fire and a move into a new home.

Not to be confused with homeowners insurance, dwelling fire insurance provides coverage for fires caused by events termed as "peril." Peril includes explosions, volcanic eruptions, riots, fire caused by aircraft, and fires caused by natural occurrences such as lightning, hail, and windstorms. Unattached dwellings can be written into the policy, but may not be covered 100%.

We at Groninger Insurance understand that nothing can bring back the priceless family photos or gifts that are lost in a fire, but we hope to ease your pain by helping you start over. Our dwelling fire insurance covers “peril,” but can also be extended to cover charges for fire department services, personal property inside the home, vandalism, repairs to prevent structural damage, limited liability, and burglary

At Groninger Insurance, we believe that a good dwelling fire insurance policy can see a family through the roughest of circumstances. Let us provide for you when it seems like all is lost. Simply use our quick and easy form to get a dwelling fire insurance quote today. Taking five minutes now to consider a dwelling fire policy could prove to be invaluable in the future.