Pa Auto Insurance: A Must Have Coverage Everyone Should Have And Most Don't

I'm amazed at how hard this vital coverage is to sell “until” someone has an fender bender.  I am talking about rental car reimbursement.  This coverage pays for a rental car while your car is in the body shop, no matter who is at fault for the accident.  It’s not until after the accident happens that people assume that their car insurance policy automatically covers rental car reimbursement. The rental car reimbursement coverage is an added endorsement to your policy.   At Groninger Insurance Agency we offer this on every auto insurance quote it is that important!

You see some auto insurance companies will not start paying for not at fault rental bills until they get a statement from their insured.  That could be a day or a week depending on the adjusters work load and accessibility to their insured.  They will not pay a dime while they are investigating who was liable for the claim.  That is money out of your pocket for a claim that was not your fault. Or better yet you still need to get back and forth to work and your car is not driveable! Can you really survive the next few weeks without your car? 

 The days of body shops providing a loaner car is over. Let’s think about this for a moment.  On the snowy roads, you have a little fender bender and you are shocked to find out that all the body shops are full and can’t get your car in their shop for the next six weeks.

What if the other auto insurance company is only willing to put you into their tiny sub compact model that you can barely fit into?  You were driving a minivan to shuttle your children to school, piano lessons, and soccer practice.  With the proper rental car limits you don’t have to sacrifice your families daily transportation needs for what another insurance company dictates you drive after a not at fault accident. 

I know a lot of our customers think that they can borrow  a friends or family members car or maybe they even have a extra car of their own they “could” use, but do you really want to be a inconvenience to a friend or family member for several weeks until your car is repaired?  What if you were to get into another accident with the friends car now you have possibly put their good standing with their insurance in jeopardy!

            Rental Car Reimbursement Coverage: Will pay for a rental car no matter who is at fault for the accident while your car is being repaired.  You decide which dollar amount to buy for a collision and a comprehensive claim it only costs about $30.00 per car per year.  You won’t have to even worry about paying the rental car company up front and being reimbursed.  We take the hassle out of that too!  Our companies work with the rental car companies to be direct billed. 

Contact us today to receive a quote

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