Fireworks, BBQs & Your Pennsylvania Homeowners Insurance – What Does This Mean for Your Holiday Weekend?

Independence Day is one of those holidays that everyone can’t seem to get enough of. The red, white and blue, the abundance fireworks and favorite grilled foods, all bring excitement and joy to the longer summer days.

With the long holiday weekend unfolding before our eyes, it’s important that you take into consideration how you can best protect your property and loved ones.  With all the festivities and celebrations occurring, insurance may be the farthest thing from your mind, but consider this—

According to the U.S. Fire Administration, on average 9,000 Americans are injured by fireworks annually. Not to mention the damages that impact American homes. Seasonal barbecue fires and firework accidents have been involved in as many as 6,200 home fires and roughly 1,300 additional home damages on average. So what can you do to protect your property?

Besides securing yourself a comprehensive, reliable Pennsylvania homeowners insurance policy, take into consideration these easy-to-implement holiday safety tips:

• Never light fireworks indoors or near dry grass.
• It’s best practice to be at least 20 feet away from trees, power lines automobiles and other easily combustible objects when lighting fireworks.
• Always have a bucket of water and/or a fire extinguisher nearby.
• Do not wear loose clothing while using fireworks.
• Stand several feet away from lit fireworks. If a devise does not go off, do not stand over it to investigate it.
• Supervise children around fireworks at all times.
• Never move a lit barbecue.
• Make sure the grill is at least 3 feet from your home or other combustible objects.
• Dispose of hot coals safely – let cool completely then store in a metal container.

Remember, holidays are supposed to be fun, so kick back, relax and follow these simple types to ensure a hassle free 4^th of July! At Groninger Insurance we wish you and your loved ones a safe and happy holiday!