I am always amazed at how clients assume that there is some magical grace period that allows them to pay their insurance payment after the due date.   I’m not sure exactly where the terminology comes from but I think I have an idea where the concept arose. 

People are always looking for a great deal and car insurance is no exception. But saving some money and saving a ton of money are two totally different things.

What normally sets people apart, those who get a great deal and those who don’t, usually is nothing more than some simple knowledge. Let me explain how you, with a some “insider” knowledge, can get the very best

I'm amazed at how hard this vital coverage is to sell “until” someone has an fender bender.  I am talking about rental car reimbursement.  This coverage pays for a rental car while your car is in the body shop, no matter who is at fault for the accident.  It’s not until after the accident happens that people assume that their car insurance policy automatically covers rental car reimbursement. The rental car reimbursement coverage is an added endorsement to your policy.   At Groninger Insurance Agency

Most people recognize that auto insur­ance is an essential and valuable means of protection. However, increased repair costs, medical expenses, theft claims, and injury lawsuits are all adding to the cost of auto insurance. Here at Groninger Insurance Agency, we will do every­thing we can to keep your

Your home is likely the largest investment you will ever make, and the things you keep inside it - wedding photos, collectibles, silver and china, jewelry, antique furniture - are probably your most prized possessions. That's why it's crucial to carry enough homeowners insurance to safeguard your home and everything in it.  Make sure you have an agent who specializes in homeowners insurance, don’t leave your most valuable possession to chance.

One of the more common and misunderstood coverages on a home insurance policy is the Dwelling Coverage - also referred to as Coverage A on an insurance declarations page.  This coverage is the cost to completely rebuild your home on the same location, the same square footage, with the same quality of construction at today's costs.  If any or all of the home is destroyed by a covered loss - this coverage would come into play for the dwelling. 

1. It Is Not Tied To The Market Value Of The Home: In many cases depending on where you live, you could have a replacement cost that is much higher than the purchase price of the home or in affluent areas - the opposite.